Medical Accident Plan with AD&D

The following limited benefit insurance is under the Group Accidental Death and Dismemberment and Medical Care Insurance policy and is an added benefit provided after 30 days of consecutive membership featuring:

HIGHLIGHTS

• Under your Consumers Direct Association of America Membership all active members receive Accident Medical/Dental Expense Insurance coverage of up to $5,000 and Accidental Death and Dismemberment coverage Insurance of up to $10,000.
• If family coverage was selected, spouse and legal dependent names are required at the time of enrollment.  See enclosed certificate for details.
• $5,000 Accident Medical/Dental Expense Insurance pays for medical expenses resulting from a covered accident up to $5,000 per covered accident.  Subject to a $100 deductible.
• Accidental Death Insurance benefit of $10,000.
• Accidental dismemberment pays for the covered loss of limb or sight according to a schedule.
• Worldwide benefit can be used for accidents that occur out of the United States.
• Certain exclusions apply.  See enclosed certificate for details.

All benefits provided by this insurance are subject to the terms, definitions, conditions, exclusions and limitations, of the group policy. To obtain more information about this insurance, please ask to speak to a licensed agent.

All members of the Program are enrolled into the Consumers Direct Association of America (CDAoA) to be eligible to receive these benefits.  The insurance benefits are underwritten by The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc¹ under Group AD&D & Medical Care Insurance Policy (Form #G-19000) issued to Consumers Direct Association of America (CDAoA).

¹The underwriting risks, financial obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York are its responsibility. The United States Life Insurance Company in the City of New York is responsible for its own financial condition and contractual obligations.

THIS IS NOT BASIC HEALTH INSURANCE.  THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES PLUS ADDED LIMITED BENEFIT SUPPLEMENTARY INDEMNITY INSURANCE.  NONE OF THESE, INIDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN.